LattticeLatttice
Retail Banking Data Mesh Platform

Redefine Customer Engagement in Retail Banking with an AI-First Data Mesh

Unify customer accounts, transactions, channels, and financial goals to deliver faster credit-risk decisioning and personalized banking experiences through AI-powered financial analytics.

Retail banks using Latttice cut loan approval times by 40%¹

Why Banking Leaders Choose Latttice

30% Faster Credit-Risk Decisioning

Accelerate credit decisions and risk assessment with AI-powered insights that deliver actionable recommendations when product and risk teams need them most.

Unified 360° Customer View

Complete visibility across accounts, transactions, channels, and financial goals with automated data integration from all banking sources.

Self-Service Analytics for Product & Risk Teams

Empower product and risk teams with intuitive financial analytics - no IT backlog or data-ops bottleneck required.

Proven Use Cases Across Banking Operations

Real-Time Credit & Risk Underwriting

Data Sources

  • Core banking ledger
  • Credit bureau feeds
  • Transaction histories
  • Behavioral signals

Latttice Flow

Connect → credit-risk data product → Underwriting Agent → NL UI decision support

Outcome

25% reduction in default rates through dynamic risk scoring²
Personalized Financial Product Recommendations

Data Sources

  • Customer transactions
  • Demographics
  • Product holdings
  • Digital engagement data

Latttice Flow

Data Product → Recommendation Agent → targeted offer dashboards

Outcome

20% lift in cross-sell success rate³
Fraud Detection & Anti-Money Laundering (AML)

Data Sources

  • Payment rails
  • Wire-transfer logs
  • KYC/AML watchlists
  • Device fingerprinting

Latttice Flow

Federated mesh → Fraud-Detection & AML Agents → real-time alert workflows

Outcome

35% fewer false positives; 50% faster SAR filing⁴
Channel & Campaign Analytics

Data Sources

  • Mobile/web/ATM usage logs
  • Call-center transcripts
  • Campaign metadata

Latttice Flow

Connect → L&D-Effectiveness Agent → skills-gap heatmaps

Outcome

15% improvement in digital channel conversion⁵

Architecture & Technical Specifications

System Architecture
Latttice Architecture - Data flow from various sources through Latttice platform to consumption endpoints
Technical Highlights

Connectors

JDBC/ODBC for core banking
REST/SFTP for bureau and KYC feeds
Kafka/HTTP for transaction & channel logs

AI Agents

Underwriting Agent
Recommendation Agent
Fraud & AML Agent
Campaign Analytics Agent

Security & Compliance

PCI DSS, SOC 2, ISO 27001 compliant
AES-256 encryption
OAuth 2.0/SAML SSO

Consumption Layer

LattticeGPT
Natural Language Analytics UI
REST & GraphQL endpoints
Webhooks

Governance

Employee-level Lineage Tracking
RBAC & ABAC policies
GDPR/CCPA Compliance Monitoring
Hire-to-Retire Lineage
Performance Data Chain

Customer Success Story

Latttice
Regional Retail Bank
1.2M customers

Challenge

  • Siloed risk, transaction, and channel data
  • Lengthy loan-approval SLAs
  • Rising false-positive fraud alerts

Solution

  • Latttice mesh + Underwriting, Fraud & Recommendation Agents

Results

35% faster loan decisions
30% fewer false-positive fraud cases
18% lift in cross-sell offers
ROI in 5 months

Ready to Transform Your Retail Banking Operations?

Join leading retail banks who have already cut loan approval times by 40% and reduced false-positive fraud cases by 30% with Latttice.